Find and hire a vetted wealth advisor with the right one beside you. We introduce Canadians to advisors chosen for them — not sold to them — so you can grow what you've built and retire on your terms.
Find my advisor — freeA 2-minute quiz about where you live, what you've saved, and what you want your money to do.
Meet the vetted advisor we hand-picked for you — 30 minutes, in person or by video, no strings.
Work together only if it feels right. Their fees are in writing before you commit to anything.
Working with an advisor can add as much as 3% more to your annual returns.*
*The chart is a hypothetical illustration only: a $500,000 portfolio compounding for 25 years at an
assumed 5% annualized return without an advisor versus 8% with one. The 3-percentage-point difference reflects the
potential value an advisor may add through asset allocation, rebalancing, behavioural coaching and tax efficiency,
as estimated in Vanguard's study
"Putting a Value on
Your Value: Quantifying Vanguard Advisor's Alpha" (July 2022) — the study reflects Vanguard's analysis, not
RetireWisely's, and is not indicative of returns generated by any advisor in the RetireWisely network. These growth
rates are assumptions for illustration, not predictions or guarantees; the chart does not reflect any actual client
account and does not account for advisory fees, taxes, or trading costs, which would reduce returns. Some advisors
may add more value, some less, and some may not outperform a do-it-yourself approach after fees. Past performance
is not indicative of future results; all investing involves risk, including loss of principal.
Additional sources: CIRANO, "The Gamma Factor and the Value of Financial Advice" (advised vs. non-advised household
assets and savings rates); typical Canadian mutual fund MERs vs. independent advisory fees per public fee surveys.
Outcomes vary — advice value depends on individual circumstances.
I built RetireWisely after watching people I care about get treated like sales targets in the years they could least afford a mistake — sold products at the bank, phoned by five firms after filling in one form, guessing at CPP timing alone.
The years before retirement decide the thirty after. You deserve one careful introduction to someone qualified — not a call list. That's the whole idea. It's free, and if the advisor isn't right, you tell me and we make it right.
RetireWisely exists to help you find a wealth advisor you can trust — not to manage your money or push you into anyone's model portfolio. Our matching service connects you with vetted, independent advisors across Canada, and every introduction is exclusive: your details go to one advisor, chosen for you.
You're not browsing an endless directory and hoping. We match on the questions your money is asking: turning savings into reliable retirement income, timing CPP and OAS, deciding what to do with an employer pension, sequencing RRSP, TFSA and non-registered withdrawals to pay less tax, or planning for family and estate. And because fit is more than credentials, we also weigh communication style, planning approach and portfolio size.
Every advisor in the network is screened for registration in good standing — which you can verify yourself through the CIRO AdvisorReport and the Canadian Securities Administrators' National Registration Search — plus experience with retirements like yours and written, plain-language fee disclosure. We'll help you understand how advisors get paid, what to ask in a first meeting, and how to compare approaches, starting with our vetting process and the RetireWisely blog.
The service costs you nothing. Participating advisors pay us a referral fee only if you choose to become their client — never for your contact information — so we only succeed when the match is genuinely right. Start with the free readiness calculator, or get matched when you're ready.
Two minutes of questions. One vetted advisor. A free call to see if it fits.
Find my advisor — free Not ready to talk to anyone? Try the free 60-second readiness check